Winter is here, and even though we have had a very mild winter at some point snow and icy conditions will come. According to carsurance.net 70% of us live in snowy regions and 70% of roads are in snowy regions. This leads to 1,836 annual deaths and 156,164 crashes due to icy conditions. 17% of all crashes happen in winter conditions, and 70% of fatalities occur during the winter. These statistics can lead to a lot of car insurance claims. How can you be best prepared for the winter months? Check your comprehensive and collision deductibles. Your deductibles are what you pay in the event of an accident if you are at fault. Most winter accidents are collision accidents. You may also want to check your liability limits. That is your protection against a lawsuit brought against you for damages. A section that goes hand in hand with liability is your property damage limit. That is the limit you have for damage to physical property like cars, fences, and signs. Winter is a great time to review your auto insurance policies. Give us a call at 412-344-2800 for a yearly review.
