Halloween night can be an issue for you home insurance, but it can also affect your auto insurance. Halloween can be a deadly night when it comes to drunk drivers. According to NHTSA, during Halloween night from 2013-2017 42 percent of people killed in a traffic crash involved at least one drunk driver. Most of these accidents occur between 6pm and 6am.
How can I keep child and myself safe while trick or treating?
One thing is to make yourself and your child very visible. Halloween night unfortunately usually has the most foot traffic during twilight and darkness. Add neon color tap to costumes and carry a or attach a glowstick to your child. For adults in the group remember to always carry a flashlight. Keep walking to dedicated areas like sidewalks and well lit paths. Also, keep to crossing the road at crosswalks. Walking in and out of park cars can lead to an accident. Watch for cars in driveways as these cars backing out can cause an accident. Following these steps can help keep someone else from having a spooky auto insurance claim.
What if I am driving on Halloween night, how can I protect myself?
Avoiding an auto accident on Halloween night can take a little focus. While driving keep your phone down and music low. Avoid as many in car distractions as possible. Halloween night can be night for adults celebrating with an alcoholic beverage or two. When driving on Halloween night, remain sober or find an alternative form of transportation. While driving keep hyper focused while in neighborhoods. Also watch for cars parked on the side of the road, this is an area where kids can run out in front of your car. Watch at crosswalks and crossings as well. Kids could dart out without looking.
Keep Halloween fun and safe.
We hope that everyone has a fun and safe Halloween. We hope that Halloween night is free of auto insurance and home insurance claims. If you do have a claim you can reach us at 412-344-2800, go to our client center or visit our company page for a direct number. If you want more info on insurance safety and tips, follow us at Facebook, Twitter, Instagram, and YouTube.
