February is the month to think about life insurance. This month has Valentine’s day, it is also Insure Your Love Month. During Insure Your Love Month we ask that all of our clients think about their loved ones and what the loss of them would mean. How would your family be able to function without you and your income? Would life insurance make a huge difference in the financial future of your family?
What changes have happened in the last year?
February is also a good time to think about life insurance due to it being in the beginning of the year. What changes happened in 2021 that might have affected your needs for life insurance? Did you get a new job? If so, did your life insurance benefit stay at your former job? Did you buy a new home? Again, if your family did not have your income, could you make the mortgage payments? Could you pay for your car payments without your income? All of these changes can mean you have an increased need for life insurance. Changes to your family can change your needs as well. Did you get married? Is a new child here now?
Should I only think about myself and my income?
Life insurance is not just a gift from you to your family. The death benefit from a life insurance policy can help you out as well. Are you the co-signer on a loan for anyone? Did you share bills with a child? If you are linked to someone as a co-signer on a loan, a life insurance policy on the other party could save you from having to pay off that loan. What if something happened to your spouse? Would your paycheck be enough to pay for college or pay your bills?
How can I get help on my life insurance needs?
We would be happy to help you with your life insurance needs. One of our life agents can discuss with you what your need for life insurance is. In some cases a life insurance policy can get you a discount on your auto or home insurance. You can reach us at 412-344-2800 to discuss. Another way to reach us is through our client center here. If you want some more info first, check out our social media sites. We are active on Facebook, Instagram, Twitter, and YouTube. You can access each site by clicking the name of the site you want to visit. We hope that everyone takes the time to think about life insurance during Insure Your Love month. We are here for you to answers questions and place a policy when you are ready.
