Skip to main content

Can your fall to maintenance keep your home insurance claim free?

By September 24, 2021Insurance

Can your fall maintenance keep your home insurance claims free?  It could.  Fall maintenance can run hand in hand with your home insurance.  Many of the items on your list will help keep your home safe.  What are some fall maintenance projects you should consider?

Is your outside area closed up and winterized?

One area of importance is winterizing your outside.  Sprinkler systems and outside water faucets should be turned off and drained.  Leaving hoses attached or not draining faucets can lead to water backing up into your house.  If that water backs up into your house and then freezes it could lead to cracked or damaged pipes.  While you are draining the water take a look at your windows, doors and foundation.  Are there any areas that need new caulking or need to be filled?  Doing so can save you money from letting heat escape.  It can also keep water out so that water doesn’t get inside and expand and cause damage.

Are there any other areas I should check outside?

Your call maintenance list for your home insurance may need the help of a professional.  Your roof and gutters can be areas that a little fall maintenance can help.  Clogged gutters can lead to ice dams.  Furthermore ice dams can cause expensive repairs.  After cleaning the gutters look for damaged downspouts.  Similarly, it is a good idea to have a professional look at your roof.  For instance, look for buckled, cracked or missing shingles.  In addition, look at the flashing for damage or stains.  Any of these issues could lead to a bigger problem or more expensive home insurance claim.

Where can I find other tips and advice?

You can follow us on social media, we are on Facebook, Twitter, Instagram, and YouTube.  In addition you can find us at our blog.  After that if you have insurance questions call us at 412-344-2800 or visit our client center.  In conclusion a little fall maintenance can save you from a costly home insurance claim.