Skip to main content

How do your auto, home, and life insurance all work together?

By September 17, 2021Insurance

How do your auto insurance, home insurance, and life insurance all work together?  These three products can be used to protect your assets and your family’s lifestyle.  The first way that your home, auto, and life insurance work together is cost.  In some cases having all three of these products with the same company can get you a multi-policy discount.  Furthermore having one agent be able to look at all three policies can make sure that you have the most cost effective options as well as the proper coverage.  In the event of a claim or a death, having one agent can save you from having to go to multiple places to settle affairs.

It can save me money, but what about covering me.

Having your auto, home, and life insurance in one place can help with coverages.  One agent knows what your home is insured for, the number of cars you have as well as your liabilities.  Knowing your liabilities can give the agent a clearer picture of your life insurance needs.  That agent can also make sure you have enough liability coverage to protect your assets in the event of a claim.  Many people think about protecting their stuff with insurance.  While protecting your home and autos properly is important, protect your financial situation is equally important.

How can my auto insurance and home insurance protect my financial situation?

A slip and fall at your home or an auto accident could lead to a lawsuit.  Not having the proper liability limits could leave you personally on the hook.  In other words, do higher liablility limits or an umbrella make sense for you?  After that, what about your home’s limit of insurance?  If your home were to burn to the ground is there enough coverage to rebuild.  In addition do you need gap coverage on your auto to properly pay off the loan.  These are questions that having one agent can solve.

How can I find out what auto, home, and life insurance I need?

You can give us a call at 412-344-2800.  You can also check out other articles on our blog or contact us via our agent center.  Similarly, you can reach us or get more information on our social media channels.  We are on Facebook, Instagram, Twitter, and YouTube.  Check us out there, then contact us to find out how your auto, home, and life insurance all work together.