Halloween can be a time of year for insurance claims. Vandalism from over excited kids can be a possible claim. A trick or treater slipping and falling on your property can be another possible claim area. Let us not forget house fires and dog bites as potential insurance claims. What insurance can cover you from the scarier parts of Halloween? If Alien abduction is a fear, you can purchase Alien Abduction Insurance. This insurance policy can potentially cover you if you are abducted by a non-human life form, provided the terms and conditions of the policy are met. According to thebalance.com (https://www.thebalance.com/alien-abduction-insurance-4160014), some common coverage options are medical coverage, including psychiatric care in the event of abduction, and cash settlement payouts for non-human or alien abduction resulting in alien pregnancy, alien examination and death caused by aliens. If you are looking for Alien Insurance, Lloyds of London has sold approximately 20,000 policies according to Sunlife UK, and Budget Insurance in the UK allows Alien Abduction coverage to be added to your homeowners. No fear of alien abduction, but are you concerned about being turned into a vampire or werewolf? According to Lloyds of London, the myth is that 60,000 people have taken out a policy for just such a reason. It is also rumored according to bobatoo.co.uk (https://bobatoo.co.uk/blog/top-10-weirdest-insurance-policies/) that Lloyds has a policy for a zombie apocalypse. Zombie’s not a fear of yours? In 2002 the Royal Falcon Hotel in Lowestoft Suffolk insureds its customers and employees against death and disability occasioned by poltergeists or other abnormal phenomena, the policy is said to be for 1 million. (https://bobatoo.co.uk/blog/top-10-weirdest-insurance-policies/) One take away from this is that Lloyds of London will insure just about anything and England must be a scary place.
